FASHIONPHILE Reserve Luxury Layaway Terms and Conditions
Last Revised 10/10/19
BY USING THE SERVICES TO PARTICIPATE IN OUR FASHIONPHILE RESERVE LUXURY LAYAWAY PROGRAM, YOU ACCEPT ALL OF THE PROVISIONS OF THESE RESERVE TERMS AND CONDITIONS AND REPRESENT TO US THAT YOU ARE LEGALLY COMPETENT TO ENTER INTO AND AGREE TO THESE RESERVE TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT THESE RESERVE TERMS AND CONDITIONS, THEN YOU ARE NOT AUTHORIZED TO PARTICIPATE IN OUR RESERVE PROGRAM USING ANY OF FASHIONPHILE’S SERVICES.
All users who participate in our FASHIONPHILE Reserve Luxury Layaway program using the Services must accept and comply with the terms and conditions set forth herein. If you have any questions regarding these Reserve Terms and Conditions, please contact us via email at [email protected]
- Payment Schedule & Methods
- Down Payment. You must provide a twenty five percent (25%) down payment (“Down Payment”) at the time of purchase.
- Subsequent Payments. You may make subsequent payments after your Down Payment in amounts of US $50 or more; provided, however, that in the event the remaining balance for your payments is less than US $50, you may make a final one-time payment for the remainder of your balance.
- Schedule. You may determine your own payment schedule; provided, however, that you must complete payment in full within sixty (60) days from the date of your Down Payment. If you fail to provide the full payment amount, including the Down Payment, within sixty (60) days from the date of your Down Payment, the item will be re-sold and we will refund to you your Down Payment plus any additional payments made by you, minus the Transaction Fee and any change fees.
- Auto-Pay Scheduling. You may use the auto-pay feature provided in the Services to schedule payments against your FASHIONPHILE Reserve Luxury Layaway. This feature becomes available within your Account after the initial 25% Down Payment is made. You are solely responsible for insuring that your FASHIONPHILE Reserve Luxury Layaway item is paid in full within sixty (60) days from the date of your Down Payment. Auto-pay schedules may be canceled at any time. You must have a credit card on file in order to use the Auto-Pay feature. You are solely responsible for any overdraft or late fees associated with your use of the Auto-Pay feature.
- Payment Methods. Payments may be made by credit card, debit card, PayPal, or with a store credit. You acknowledge and agree that all information you provide with regards to a purchase is accurate, current and complete. You represent and warrant that you have the legal right to use the payment method you provide to us or our payment processor, including, without limitation, any credit card you provide when completing a transaction.
- Transaction Fee. In the event that your FASHIONPHILE Reserve Luxury Layaway is canceled or returned, or in the event that you fail to timely complete payment consistent with Section I of these Reserve Terms and Conditions, we will retain ten percent (10%) of your total purchase price amount (the “Transaction Fee”). However, if you would still like to use our FASHIONPHILE Reserve Luxury Layaway program, please carefully review all of the available product information and call or email if you have any specific questions about an item.
- Availability. Items become available for FASHIONPHILE Reserve Luxury Layaway after they have been available for at least five (5) days; provided, however, that FASHIONPHILE reserves the right to make certain items, as determined in FASHIONPHILE's sole discretion, unavailable for Reserve.
- Limitations. Only one item may be checked out using FASHIONPHILE Reserve Luxury Layaway at one time. Changing items during the duration of a Reserve is treated as a cancellation and the Transaction Fee will apply.
- Fashionphile Outlet. Products that do not meet our internal standards for condition, value, or style are sold on FASHIONPHILE Outlet at https://www.outlet.fashionphile.com. Products listed for sale on FASHIONPHILE Outlet may be purchased on layaway under the same terms and conditions detailed herein.
- General Provisions
- Modifications. We may modify these Reserve Terms and Conditions at any time. Modifications become effective immediately upon your first access to or use of the Services after the “Last Revised” date at the top of these Reserve Terms and Conditions. If we make changes that are material, we may use reasonable efforts to attempt to notify you, including by email or placing a prominent notice on the Website. However, it is your sole responsibility to review the Reserve Terms and Conditions from time to time to view any such changes. Your continued access or use of the Services after the modifications have become effective will be deemed your conclusive acceptance of the modified Reserve Terms and Conditions. If you do not agree with the modifications to the Reserve Terms and Conditions, then please do not access or use the Services for purposes of the FASHIONPHILE Reserve Luxury Layaway program.
- Violations. If we believe you are violating these Reserve Terms and Conditions, you may be subject to a range of actions, including limits on your buying and selling privileges, restrictions on listings and account features, suspension of your account, application of fees, and recovery of expenses for policy monitoring and enforcement.