Here's How It Works

  • Add to Bag

    Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

  • Pick your Plan

    Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

  • Place your Order

    Your item ships after your order is placed.

  • Pay over Time

    Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

Affirm Vs. Reserve

Affirm Reserve
Shipment Ships after your first payment Ships after your final payment
Pay in installments
Credit assessment
Spending limit
Return/Cancelation fee
International shipping

FAQ

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FAQ

Is there a spending limit when using Affirm with FASHIONPHILE?

Loans are limited to a maximum of $17,500. If your order total is more than the maximum loan amount, Affirm will ask you to make a down payment that reduces the amount of your loan. Purchases with Affirm are limited to transaction totals of $30,000 or less including discounts, any applied FASHIONPHILE gift cards, store credit, or coupon codes.

When will FASHIONPHILE ship my item(s) purchased with Affirm?

Orders purchased with Affirm will be processed immediately and shipped according to the preference specified at checkout. Affirm orders qualify for all shipping methods offered by FASHIONPHILE including; Next Day, 2nd Day, Ground Shipping, and Pick-Up in store.

Can I combine Affirm with other payment options?

Affirm can only be combined with coupon codes, FASHIONPHILE gift cards, and store credit and must be applied before you check out with Affirm. Affirm cannot be combined with Credit Cards, PayPal, or Reserve.

Can International customers pay with Affirm?

Unfortunately, at this time, Affirm is only available to shoppers residing in the United States.

*Rates from 0–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses.